Property Tax Foreclosure in Texas Texas has no state income tax, and property taxes carry a correspondingly heavy load. They are also secured by a lien on the property that attaches automatically each year. Fall far enough behind and the taxing units can foreclose, and that process runs separately from anything your mortgage lender is doing. A tax foreclosure in Texas is judicial. The taxing authority sues, and a court enters judgment for the taxes, penalties, interest a
Which Debts Can Take a Texas Homestead Texas homestead protection is among the strongest in the country, and it is widely misunderstood by the people it protects. Homeowners assume it shields the house from everything. It does not, and knowing which debts pierce it tells you how much trouble you are actually in. The protection sits in the Texas Constitution, Article XVI, Section 50, and it shields the homestead from forced sale for most general debts. A credit card compa
Inherited a House in Texas, Now What An inherited house in Texas usually arrives with a legal question attached, and answering it first saves months. The question is not what the house is worth. It is whether you currently have the authority to sell it. A buyer's title company will want proof that ownership passed properly. How you establish that depends on how the estate was handled. If there is a will and it goes through probate, the executor named in it generally has
Texas Homestead Protection and Forced Sale Texas homestead protection is among the strongest in the country, and it is widely misunderstood by the people it protects. Homeowners assume it shields the house from everything. It does not, and knowing which debts pierce it tells you how much trouble you are actually in. The protection sits in the Texas Constitution, Article XVI, Section 50, and it shields the homestead from forced sale for most general debts. A credit c
What Texas Homeowners Can Still Do Before the First Tuesday Texas moves faster than almost anywhere else, and that single fact shapes every option you have. Most Texas mortgages are foreclosed without a lawsuit, under the process in Texas Property Code Section 51.002. There is no judge to slow things down, so the calendar does the work instead. Two dates matter. The notice of default gives you a window to cure the arrears before the lender accelerates the loan and d
The Texas Foreclosure Timeline, Step by Step Homeowners in Texas are often shocked at how quickly a foreclosure can conclude. In states that require a lawsuit, the process can run well over a year. Texas is predominantly non judicial, which means the lender follows a notice procedure set out in Texas Property Code Section 51.002 rather than asking a court for permission. It begins with missed payments. Servicers usually treat a loan as seriously delinquent once
Selling a House in Probate in Texas Probate is the court process that confirms a will and gives someone legal authority to deal with what the deceased owned. In Texas it is generally less painful than its reputation suggests, largely because of independent administration. When a will names an independent executor, or when all beneficiaries agree to one, the executor can administer the estate with limited court supervision. They can usually sell estate property witho
Texas Probate and the Family Home Probate is the court process that confirms a will and gives someone legal authority to deal with what the deceased owned. In Texas it is generally less painful than its reputation suggests, largely because of independent administration. When a will names an independent executor, or when all beneficiaries agree to one, the executor can administer the estate with limited court supervision. They can usually sell estate property without retu